For a financed purchase, a lender’s preapproval can help define your search and prepare you to make an offer. It remains conditional; the lender still needs to approve the borrower, property and loan. Read the CFPB explanation.

Before we tour homes together as your buyer’s representative, we review the applicable written agreement: services, scope, duration, compensation and how the relationship can end. Asking about services or visiting an open house on your own is different. Read about written buyer agreements.

Compensation is negotiable and should be clearly stated in your agreement. Seller or listing-broker contributions may be negotiated, but are not guaranteed; understand any amount you could owe before proceeding. NAR buyer agreement guidance.

It can, but it depends on the situation. Alongside price, discuss your financing readiness, conditions and timing. The Great Neck example above is the team’s account of one negotiation—not a formula or a reason to take on terms you cannot meet.

We do not treat removing protections as the default way to compete. An inspection evaluates physical condition; an appraisal addresses value for a lender and is not a substitute. Discuss any proposed waiver and its consequences with your attorney. CFPB inspection guidance.

Plan for lender and legal charges, applicable taxes, title or lien-related work, prepaid items and any building charges that apply. Then separately budget monthly ownership costs and a reserve. Ask for an itemized estimate instead of assuming one percentage fits every purchase.

A co-op purchase involves corporate shares and a proprietary lease; a condo purchase involves ownership of a unit and an interest in common elements. Compare the actual building’s costs, rules and purchase procedures with your attorney. Co-op guidance · Condo guidance.

Use comparable completed sales and current alternatives, taking account of property type, location and condition. The asking price alone does not establish value, and buying below asking does not automatically mean a bargain.

Review the offering plan, amendments, contract, recurring costs and delivery terms with your attorney. Confirm material promises in writing and ask whom the sales team represents. New York Attorney General guidance.

Depending on the purchase, the next steps can include inspections, attorney review, contract, financing, appraisal, building approvals, title or lien work, final walkthrough and closing. Have your attorney confirm when you are bound and what conditions protect you.

We can plan both transactions together. Start with the funds you need from the sale, your housing arrangements and a backup plan if the dates change. Read the New York Seller Guide.

No. You choose whom you hire. Compare qualifications, relevant experience, availability and fees, and confirm any lender requirements for a provider. We help keep the real estate side coordinated with the professionals you select.